Insurance for Homeschools

With insurance that can help you build a secure foundation for your students’ education, Bitner Henry Insurance is your dedicated partner for safeguarding your school or educational institution. We go beyond basic coverage to understand your specific needs and place insurance coverage that offers robust protection against a wide range of potential liabilities.

Get a Quote

Or call us at 1-800-231-9963

A chalkboard with "homeschooling" written on it for a co-op

A mom high-fives her daughter while they homeschool together

A mom and son look down at their homeschool schoolwork

Providing a safe and effective learning environment for students is a unique challenge.

Whether your homeschooling takes place in a small group, co-op, sports program, or umbrella group such as HSLDA, Sonlight, Classical Conversations, SEA Homeschoolers, or various other state and local homeschool organizations, our professionals are well prepared to assess your risks and devise a customized plan to protect your property, facilities, employees, volunteers, co-op, and students. We work with organizations to place coverages, including:

Property
General Liability
Professional Liability
Product Liability
Commercial Vehicle
Workers’ Compensation

A mom reads to her daughter as they homeschool from curriculum

Property Protection Insurance

Your daily focus is on your students, but if your group rents or owns a building, sometimes incidents can happen. Our property coverage provides protection for the buildings your co-op might use, playground equipment, desks, computers, and more against losses such as fire or water damage.

Liability Protection Insurance

Liability insurance provides protection from damages caused by bodily injury or property damage for which your co-op or homeschool organization is found to be legally liable. Having the proper Liability insurance enables your organization to continue normal operations while dealing with claims of negligence or wrongdoing.

Liability Protection Insurance can cover gym classes, field trips, and other active, hands-on homeschooling activities.

Vehicle Coverage

Auto insurance policies are designed with protection against property, liability, and medical costs. Auto Insurance can protect your organization in the event of an accident in an owned vehicle.

Workers’ Compensation Insurance

In addition to caring for the children, it is important to protect your employees, tutors, and other members employed by the co-op. We can provide you with Workers’ Compensation in the event one of your employees were to be injured while at work.

Learn more

Additional Policies to Protect Schools

Schools sometimes face dramatic incidents. But the time to discuss the realities of a school bus accident, traumatic incident, employee theft, or lost wages is before the incident occurs. Your dedicated agent can make sure your policies cover your homeschool or co-op for even the worst-case scenarios.

Wage Loss Reimbursement
Income, Extra Expense, and Donations Coverage
Combined Ordinance and Law Coverage
Traumatic Incident Response Coverage
Broadened Student Medical
Commercial Auto

Steps to Protect Your Co-Op or Homeschool Organization

1

Request a quote

Complete our easy quote form to begin the process. Your request is assigned to our agent in your local area.

2

Meet your local agents

Our agent will contact you and gather information about your ministry or organization and your insurance coverage needs

3

We gather quotes

Our agent will submit your information to one or more carriers to begin the underwriting process.

4

Get your quote

Upon receipt of all quotes, our agent will present a proposal outlining the coverage and pricing for your consideration.

5

Start coverage

Upon receipt of your initial premium and confirmation that your coverage is bound, your coverage begins.

Homeschool Insurance Agent Travis Copeland

Meet One Of Our Agents

Travis Copeland is the insurance executive for homeschooling organizations.

Travis brings his upbeat attitude and commitment to excellence to his work in insurance. “I am excited to build relationships with customers. I have always been a social person, so learning about customers and their goals excites me,” Travis says.