Life Insurance

Life, Disability and Long-Term Care Insurance

Life Insurance: Is your family financially sound if you were to pass away? What would happen to your organization financially if something happens to you? Make sure you leave your loved ones the funds they need to live comfortably by securing a Personal Life Insurance policy. Or if you are a key leader in an organization, make sure operations continue without financial hardship by obtaining a Key Person Life Insurance policy.

Renewable term life insurance: A term life insurance policy that can be renewed at the end of the policy term.

Term life insurance: A life insurance policy which provides a stated benefit upon the holder’s death, provided that the death occurs within a certain specified time period. Policy does not build up a cash value.

Universal life insurance: A type of flexible permanent life insurance offering both term life insurance as well as a savings element, which is invested to provide a cash value buildup. Elements can be reviewed and altered as a policyholder’s circumstances change.

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Related Insurance Coverage

Disability Income Insurance:   Disability income insurance helps you to ease the financial difficulty associated with a serious illness or injury that keeps you from working.   Learn More

Long-Term Care Insurance: Long-term care refers to a wide array of medical care, personal assistance and social support services for people who are physically or mentally unable to independently care for themselves for an extended period of time. Whether you need long-term care insurance depends on your age, health status, overall retirement goals, income and assets.  Learn More.



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