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From restaurants to lawn care, we know how to properly insure the particular needs of your business

Every business and industry is unique. Bitner Henry Insurance Group understands this and can listen to and work with you on a variety of specialized business insurance products and assist you in managing your unique risks.

Get to know our agency and the agents who represent us in eight states and Washington, D.C.

Explore Coverage for Retail, Wholesale, and Distribution


Let’s Start a Conversation

Liability Protection
Commercial Auto
Workers' Comp

Steps to Coverage

Complete our easy Request Form to begin the process.  Your request is assigned to our agent in your local area.

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Meet your Local Agent

Our agent will contact you and gather information about your ministry or organization and your insurance coverage needs

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We Gather Quotes

Our agent will submit your information to one or more carriers to begin the underwriting process.

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Receive Your Quote

Upon receipt of all quotes, our agent will present a proposal outlining the coverage and pricing for your consideration.

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Your Coverage Begins

Upon receipt of your initial premium and confirmation that your coverage is bound, your coverage begins.

Property Protection

Commercial property insurance provides a wide range of coverage for buildings, inventory, equipment, tools and more. Losses from fire, theft, vandalism, wind and other natural disasters are examples of what is typically covered. Bitner Henry Insurance Group can help you determine the type of insurance coverage that is best for your business or commercial property.


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Liability Protection

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Commercial liability insurance provides your business protection if found legally liable for damages caused by bodily injury or property damage. Businesses need to continue normal operations, even when dealing with claims of negligence or wrongdoing, and commercial liability insurance provides this continuity.


Workers’ Compensation

Workers’ Compensation Insurance pays for medical care and physical rehabilitation of employees injured at work and helps to replace lost wages while they are unable to work. Additionally, this coverage protects employers from being sued by an injured worker in most cases. Our agency can help your business find complete solutions to your unique workers’ compensation insurance needs.

Learn more



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Vehicle Coverage

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Commercial auto insurance can cover a combination of vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment. It provides businesses with insurance coverage for bodily injury liability and property damage while operating a commercial or business automobile, and medical payments or Personal Injury Protection (PIP) for the driver and passengers of the policyholder’s vehicle.
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Customer Service Team

Darcy Oursler

"I enjoy helping clients figure out their best option for personal insurance. I also enjoy the fact that the insurance world is always changing; it keeps my work interesting."

Get to know Darcy Oursler
Customer Service Agent