Recovery Programs Insurance

Sober homes, addition treatment centers, and other recovery programs face unique risks. We are here to serve your organization by assessing your risks, providing guidance to help prevent losses, and providing you with quality insurance coverage in case a loss does occur. Our goal is to give you peace of mind, so your organization can continue to do what you do best.

Get a Quote

Or call us at 1-800-231-9963

Our agency is experienced in working with Recovery Programs to find appropriate coverage for their unique risks. A single event can cripple the finances and reputation of an organization. We work with organizations to place coverages, including:

Property
General Liability
Professional Liability
Abuse and Molestation Coverage
Commercial Vehicle
Workers’ Compensation

Download Our Free Packet of Common Risks for Recovery & Addiction Treatment Centers

Insurance for Sober Homes and Addiction Treatment Centers

9 Insurance Considerations for Addiction Treatment Centers

6 Insurance Coverages for Mental Health or Substance Use Disorder Programs

Property Protection Insurance

It is important that nonprofits and social services organizations protect their property from potential threats such as fires or frozen pipes. Property insurance is available in several forms to suit your organization’s specific needs.

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Liability Protection Insurance

Liability insurance provides protection from damages caused by bodily injury or property damage for which your nonprofit or social services organization is found to be legally liable. Having the proper Liability insurance enables your organization to continue normal operations while dealing with claims of negligence or wrongdoing.

Vehicle Coverage

Auto insurance policies are designed to provide nonprofits and social services organizations with protection against property, liability, and medical costs. Auto Insurance can protect your organization in the event of an accident in an owned vehicle.

Workers’ Compensation Insurance

Nonprofit and social services organizations want to ensure they are protected in the event an employee is injured at work. Workers’ Compensation insurance provides coverage for medical expenses and wages of an employee in the event he or she is injured on the job.

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Other Policies to Protect Recovery Programs

Commercial Umbrella

Steps to Protect Your Recovery Program

1

Request a quote

Complete our easy quote form to begin the process. Your request is assigned to our agent in your local area.

2

Meet your local agent

Our agent will contact you and gather information about your ministry or organization and your insurance coverage needs

3

We gather quotes

Our agent will submit your information to one or more carriers to begin the underwriting process.

4

Get your quote

Upon receipt of all quotes, our agent will present a proposal outlining the coverage and pricing for your consideration.

5

Start coverage

Upon receipt of your initial premium and confirmation that your coverage is bound, your coverage begins.

I had to book a last-minute trip when the director of our partner orphanages passed away unexpectedly. Faith Ventures not only saved me $700 on airfare, but their kindness during my time of loss was above and beyond my expectations.

– Shelley, Hope Grafted In

The hospital wanted to fly in an experienced surgeon [when I broke my foot]. Even with time zone and language differences, [they] coordinated everything with professionalism and ease.

– Anne, Volunteer Card

Customer Service Team

"I enjoy serving others and I like to figure out puzzles – I get to do both every day in my role as a customer service agent."

Get to know Steve McElhiney

Customer Service Agent

Questions? We’re glad you asked.

What states do you insure?

Bitner Henry Insurance Group provides insurance products in 9 states including Delaware, Maryland, Pennsylvania, Minnesota, North Carolina, Virginia, Georgia, Washington D.C. and West Virginia.

What insurance carriers do you represent?

We provide the highest quality insurance products from over 15 companies including Brotherhood Mutual, Safeco, Travelers, Mutual Benefit Group, Frederick Mutual, Chubb, Foremost Insurance Group, Hagerty, Progressive, Philadelphia, Donegal, Liberty Mutual, Markel, The Hartford, Chesapeake, Nationwide, and The Alliance of Nonprofits for Insurance.

What types of business do you insure?

We are an independent agency with agents in 9 states. We write policies for Churches, Nonprofits and Social Services, Daycare and Childcare Programs, Camps, Education, Sober Homes and Addiction Treatment Centers, Small business, and Personal lines.

Are your agents local?

Yes, our agents are assigned territories within driving distance and travel to client and prospective client locations. We perform on-site surveys to accurately provide our carriers information about your facilities to insure the proper policy coverage. We also believe in the value of face to face communications!