Woman talking with counselor and title of 'Insurance for Recovery Programs'

Sober Homes, Addiction Treatment Centers, and other Recovery Programs face unique risks

We are here to serve your organization by assessing your risks, and providing guidance to help prevent those losses, and provide you with quality insurance coverage in case a loss does occur. Our goal is to give you peace of mind, so your organization can continue to do what you do best.

Let’s Start a Conversation

Professional Liability
Commercial Auto
Workers' Comp
Commercial Umbrella
Risk Management

Risk Management Packet

Download this Free Packet of Common Risks for Recovery & Addiction Treatment Centers

Steps to Coverage

Complete our easy Request Form to begin the process.  Your request is assigned to our agent in your local area.

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Meet your Local Agent

Our agent will contact you and gather information about your ministry or organization and your insurance coverage needs

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We Gather Quotes

Our agent will submit your information to one or more carriers to begin the underwriting process.

Person delivering a quote

Receive Your Quote

Upon receipt of all quotes, our agent will present a proposal outlining the coverage and pricing for your consideration.

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Your Coverage Begins

Upon receipt of your initial premium and confirmation that your coverage is bound, your coverage begins.

Property Protection

It is important that nonprofits and social services organizations protect their property from potential threats such as fires or frozen pipes. Property insurance is available in several forms to suit your organization’s specific needs.

Buildings Machinery
Furniture Equipment
Payroll & Money Inventory
Outdoor Property Extra Expenses


 Learn more


Liability Protection

Liability insurance provides protection from damages caused by bodily injury or property damage for which your nonprofit or social services organization is found to be legally liable. Having the proper Liability insurance enables your organization to continue normal operations while dealing with claims of negligence or wrongdoing.

Philadelphia Insurance
Nationwide Logo
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Travelers Insurance Logo
Brotherhood Mutual Logo
The Hartford Logo
Logo for Alliance of Nonprofits for Insurance
Markel Insurance Logo

Vehicle Coverage

Auto insurance policies are designed to provide nonprofits and social services organizations with protection against property, liability, and medical costs. Auto Insurance can protect your organization in the event of an accident in an owned vehicle.

Commercial Auto

Non-Owned & Hired Vehicle Coverage


Workers’ Compensation

Nonprofit and social services organizations want to ensure they are protected in the event an employee is injured at work. Workers’ Compensation insurance provides coverage for medical expenses and wages of an employee in the event he or she is injured on the job.

Customer Service Team

Bethany Harbaugh

"I enjoy building relationships with my customers and assisting them with their insurance needs."

Get to know Bethany Harbaugh
Customer Service Agent