To feel secure about protecting your assets and your future, you may need the extra level of protection provided by a Personal Umbrella Liability Insurance policy. An umbrella policy provides additional layers of liability protection. If the limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella policy comes into play and can provide you with additional protection. The cost for this coverage is minimal compared to the comfort of knowing you are protected.
Some umbrella policies offer different limits for some underlying insurance. A good example is uninsured and underinsured limits that may be restricted in some carriers’ umbrella policies.