Church with text  'Churches and Ministries'

Your ministry is unique and your insurance protection should be too.

With over 6,000 church and ministry customers, Bitner Henry is the largest independent agency in the country providing Brotherhood Mutual’s® MinistryFirst® property and liability coverages.

Designed for churches and related ministries, they allow ministry leaders to focus more on advancing their ministries than stressing over the would-be risks that affect today’s ministries.

With MinistryFirst, you choose a range of options to secure the level of coverage that fits the diverse needs of your ministry including:

  • Property & Liability
  • Commercial Vehicle
  • Workers’ Compensation
  • Excess Liability

Request a quote online or call us at 1-800-231-9963

*Brotherhood Mutual® issues a separate policy for Commercial Vehicle and Workers’ Compensation coverage.


President Steve Henry with text 'We insure those who make a difference in the world.'

Steps to Coverage

Complete our easy Request Form to begin the process.  Your request is assigned to our agent in your local area.

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Meet your Local Agent

Our agent will contact you and gather information about your ministry or organization and your insurance coverage needs

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We Gather Quotes

Our agent will submit your information to one or more carriers to begin the underwriting process.

Person delivering a quote

Receive Your Quote

Upon receipt of all quotes, our agent will present a proposal outlining the coverage and pricing for your consideration.

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Your Coverage Begins

Upon receipt of your initial premium and confirmation that your coverage is bound, your coverage begins.

Property Protection

Brotherhood Mutual® offers comprehensive property protection options to protect your buildings and personal property such as:

Buildings Machinery
Furniture Equipment
Payroll & Money Inventory
Outdoor Property Extra Expenses


A Bitner Henry agent will visit a potential client’s location to accurately assess the value of property, using industry leading software from Corelogic.    Learn more

Agent talking with client

Liability Protection

Brotherhood Mutual’s Liability protection pays your legal obligations for injuries or damages that others sustain while involved in your ministry’s activities. When you purchase MinistryFirst® liability insurance, you automatically receive basic coverage that protects your organization, leaders, employees, appointed representatives, and volunteers against claims of bodily injury or property damage caused by negligent acts, errors, or omissions of your ministry or its representatives.


Family checking in at church with text of Secure Check-in. Part of a bigger plan for Church safety.

Commercial Vehicle Coverage

For many churches and ministries, automobile accidents are the cause of the most serious bodily injury or property damage losses. Brotherhood Mutual® offers several commercial auto protection options for the vehicles you own.

Commercial Auto

Non-Owned & Hired Vehicle Coverage

Workers’ Compensation

In every state, legislation requires churches and related ministries to purchase workers’ compensation insurance for their employees, including clergy.

Employers’ liability insurance, included in a MinistryFirst® workers’ compensation policy, protects you in the event that someone sues your ministry in civil court as the result of an employee’s job related injury or illness.

Learn more

Customer Service Team

Darcy Oursler

"I enjoy helping clients figure out their best option for personal insurance. I also enjoy the fact that the insurance world is always changing; it keeps my work interesting."

Get to know Darcy Oursler
Customer Service Agent
CSR agents with text 'Service We Believe In'
Stain glass in church with text of 'Insurance for Kingdom Builders.'
Girl smiling with text of 'Ministry Happens. We Insure It.'
Man holding bible with text of 'Religious Freedom, Resources and Coverage Options.'