Camps & Recreation

Outdoor fun, new friends, campfire song and s’mores create wonderful summer memories for many children each year. But with fun sometimes come accidents, leaving your camp open to costly liabilities. Before the kids arrive, meet with your agent to make sure that you are covered.


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Kids on Boat with text of 'Guidelines for Camps.'Guidelines for Camps:
Child Protection in a Camp Environment

Download the Guide (PDF)

Checklists for Camps
Checklists for Camps:
Practical Tool to Address Risks

Download Your Copy (PDF)

campground entrance gate

Property Protection

You work hard to give your campers a great experience using your fun and safe facilities and equipment. Without your cabins, dining hall, motorized equipment, or sporting goods, the camp experience wouldn’t be the same. Let’s make sure your investments are fully protected.

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kids paddling in a canoe

Liability Protection

Your camp staff and counselors are responsible for providing a safe and fun camp experience for children. Parents put their trust in you, so put your trust in us and our top of the line insurance coverage.

bandaged leg

Workers' Compensation

Camp employees are a true asset to managing a successful camp or recreational organization. Workers’ Compensation insurance provides coverage for medical expenses and wages of an employee in the event he or she is injured while working at the camp. In most cases, this insurance coverage can also protect employers from being sued by an injured camp worker.

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suv in the mountains

Commercial Auto

If your camp has maintenance vehicles, or buses used to transport campers, commercial auto insurance is a must. It is an unfortunate fact that automobile accidents are relatively common, so it is important that your camp’s vehicles are covered.

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A place filled with high character insurance professionals.

– Gene McGuire

Over the past five years, we have put Bitner-Henry to the test. In a series of unfortunate events it’s truly been a challenge. They stepped up and passed with flying colors.

– Walter McNeil

Their customer service people are great. Competitive offers haven’t come close to having us thinking of a change.

– Russell Craig