Child writing with title text of 'Childcare.'

Maintaining a safe and healthy environment for children is key to your success.

Understanding the risks associated with operating a childcare center is equally important. Our agency can guide you in managing those risks. We can help you get the daycare insurance you need to protect your business from accidents, injuries, legal fees and more. Some of the services we recommend for childcare centers are:

Let’s Start a Conversation

Property
Professional Liability
Commercial Auto
Workers' Comp
Commercial Umbrella
Accident Medical

Steps to Coverage

Complete our easy Request Form to begin the process.  Your request is assigned to our agent in your local area.

Bitner Henry agent meeting with prospect

Meet your Local Agent

Our agent will contact you and gather information about your organization and your insurance coverage needs

Woman on phone

We Gather Quotes

Our agent will submit your information to one or more carriers to begin the underwriting process.

Person delivering a quote

Receive Your Quote

Upon receipt of all quotes, our agent will present a proposal outlining the coverage and pricing for your consideration.

Bitner Henry Outdoor Sign

Your Coverage Begins

Upon receipt of your initial premium and confirmation that your coverage is bound, your coverage begins.

Property Protection

Maintaining your childcare facility’s building and equipment is crucial for the safety of the children and for peace of mind for parents. Our agency provides Property insurance for childcare facilities, and we are available to create a risk management plan specific to your needs.

Buildings Machinery
Furniture Equipment
Payroll & Money Inventory
Playgrounds Extra Expenses

Learn more

 

Liability Protection

Liability insurance provides protection from damages caused by bodily injury or property damage for which your nonprofit or social services organization is found to be legally liable. Having the proper Liability insurance enables your organization to continue normal operations while dealing with claims of negligence or wrongdoing.

 

Workers’ Compensation

In addition to caring for the children, it is important to protect your employees as well. We can provide you with Workers’ Compensation in the event one of your employees were to be injured while at work.

Learn more

 

Commercial Auto

Auto insurance policies are designed to provide childcare programs with protection against property, liability, and medical costs. Auto Insurance can protect your organization in the event of an accident in an owned vehicle.

Commercial Auto     Non-Owned & Hired Vehicle

 

At any sponsored activity, a participant or student may suffer a minor or even serious injury. By carrying accident medical protection, you show the person, their family, and the community that you care by helping them with their medical-related costs.

Learn More

 

Business income and extra expense insurance, sometimes known as business interruption insurance, helps cover the loss of business income if you can’t operate because of a covered peril. Covered causes of loss can include things like fire, theft, and wind.

Learn More

 

Who is Responsible for Medical Bills When a Child is Injured at Daycare?

Worker’s Comp Insurance Tips for Daycares

What Coverages Do You Need For Your Childcare Business?

Can My Daycare Be Sued for Discrimination?

Cyber Insurance for Daycares

Employment Practices Liability for Daycares

Accident Medical Coverage for Your Childcare Business

How Much Will Liability Insurance Cost For My Childcare Business?

Employment Practices Liability for Daycares

Most Severe Auto Claims for Daycares

Why Does My Auto Insurance Cost So Much – Daycares

Auto Insurance For Your Childcare Business

Most Severe Liability Claims for Daycare Businesses

Most Common Liability Claims for Daycares

Most Common Auto Claims for Daycares

Philadelphia Insurance
Nationwide Logo
Logo for Guide One Insurance
Travelers Insurance Logo
Brotherhood Mutual Logo
The Hartford Logo
Logo for Alliance of Nonprofits for Insurance
Markel Insurance Logo
Bitner Henry Insurance Staff Photo

 

 

“Serving Those Who Serve Others”

Since 1938