Maintaining a safe and healthy environment for children is key to your success.
Understanding the risks associated with operating a childcare center is equally important. Our agency can guide you in managing those risks. We can help you get the daycare insurance you need to protect your business from accidents, injuries, legal fees and more. Some of the services we recommend for childcare centers are:
Let’s Start a Conversation
Steps to Coverage
Complete our easy Request Form to begin the process. Your request is assigned to our agent in your local area.
Meet your Local Agent
Our agent will contact you and gather information about your ministry or organization and your insurance coverage needs
We Gather Quotes
Our agent will reach out to multiple carriers to determine the best pricing for the coverages that you need.
Receive Your Quote
Upon receipt of all quotes, our agent will present a proposal outlining the coverage and pricing that is a good fit for you.
Your Coverage Begins
Upon receipt of your initial premium and confirmation that your coverage is bound, your coverage begins.
Property Protection
Maintaining your childcare facility’s building and equipment is crucial for the safety of the children and for peace of mind for parents. Our agency provides Property insurance for childcare facilities, and we are available to create a risk management plan specific to your needs.
| Buildings | Machinery |
| Furniture | Equipment |
| Payroll & Money | Inventory |
| Playgrounds | Extra Expenses |
Liability Protection
Liability insurance provides protection from damages caused by bodily injury or property damage for which your nonprofit or social services organization is found to be legally liable. Having the proper Liability insurance enables your organization to continue normal operations while dealing with claims of negligence or wrongdoing.
- General Liability
- Professional Liability
- Abuse & Molestation Coverage
- Employment Practices Liability
- Cyber Liability
- Commercial Umbrella
Workers’ Compensation
In addition to caring for the children, it is important to protect your employees as well. We can provide you with Workers’ Compensation in the event one of your employees were to be injured while at work.
Commercial Auto
Auto insurance policies are designed to provide childcare programs with protection against property, liability, and medical costs. Auto Insurance can protect your organization in the event of an accident in an owned vehicle.
Commercial Auto Non-Owned & Hired Vehicle Coverage
Accident Medical Coverage
At any sponsored activity, a participant or student may suffer a minor or even serious injury. By carrying accident medical protection, you show the person, their family, and the community that you care by helping them with their medical-related costs.
An injured person is less likely to bring suit against your organization because your policy has helped them with their medical expenses.
If a child is injured at my daycare center, who is responsible for the medical bills?
“Serving Those Who Serve Others”
Since 1938
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Or call us at 1-800-231-9963
