Maintaining a safe and healthy environment for children is key to your success.

Understanding the risks associated with operating a childcare center is equally important. Our agency can guide you in managing those risks. We can help you get the daycare insurance you need to protect your business from accidents, injuries, legal fees and more. Some of the services we recommend for childcare centers are:

Let’s Start a Conversation

Steps to Coverage

Complete our easy Request Form to begin the process.  Your request is assigned to our agent in your local area.

Meet your Local Agent

Our agent will contact you and gather information about your ministry or organization and your insurance coverage needs

We Gather Quotes

Our agent will reach out to multiple carriers to determine the best pricing for the coverages that you need.

Receive Your Quote

Upon receipt of all quotes, our agent will present a proposal outlining the coverage and pricing that is a good fit for you.

Your Coverage Begins

Upon receipt of your initial premium and confirmation that your coverage is bound, your coverage begins.

Property Protection

Maintaining your childcare facility’s building and equipment is crucial for the safety of the children and for peace of mind for parents. Our agency provides Property insurance for childcare facilities, and we are available to create a risk management plan specific to your needs.

Buildings Machinery
Furniture Equipment
Payroll & Money Inventory
Playgrounds Extra Expenses

 

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empty playground

Liability Protection

Liability insurance provides protection from damages caused by bodily injury or property damage for which your nonprofit or social services organization is found to be legally liable. Having the proper Liability insurance enables your organization to continue normal operations while dealing with claims of negligence or wrongdoing.

 

Workers’ Compensation

In addition to caring for the children, it is important to protect your employees as well. We can provide you with Workers’ Compensation in the event one of your employees were to be injured while at work.

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Commercial Auto

Auto insurance policies are designed to provide childcare programs with protection against property, liability, and medical costs. Auto Insurance can protect your organization in the event of an accident in an owned vehicle.

Commercial Auto     Non-Owned & Hired Vehicle Coverage

 

Accident Medical Coverage

At any sponsored activity, a participant or student may suffer a minor or even serious injury. By carrying accident medical protection, you show the person, their family, and the community that you care by helping them with their medical-related costs.

An injured person is less likely to bring suit against your organization because your policy has helped them with their medical expenses.

If a child is injured at my daycare center, who is responsible for the medical bills?

 

Philadelphia Insurance
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“Serving Those Who Serve Others”

Since 1938