Insurance for Schools

Get coverage designed for schools and educational organizations.

Providing a safe and effective learning environment for students is a unique challenge.

Our professionals are well prepared to assess your risks and devise a customized plan to protect your property, facilities, employees, volunteers and students. We work with organizations to place coverages, including:

Property
General Liability
Professional Liability
Product Liability
Commercial Vehicle
Workers’ Compensation

School Insurance Overview

Property Protection Insurance

Your daily focus is on your students, but sometimes incidents happen at school. Our superior property coverage provides protection for your building, playground equipment, desks, computers and more against losses such as fire or water damage.

School Property Insurance – Overview Video

Liability Protection Insurance

Liability insurance provides protection from damages caused by bodily injury or property damage for which your nonprofit or social services organization is found to be legally liable. Having the proper Liability insurance enables your organization to continue normal operations while dealing with claims of negligence or wrongdoing.

(VIDEO) Employment Practices Liability Insurance for Schools

(VIDEO) Educators Professional Liability and or School Board Legal Liability

Vehicle Coverage

Auto insurance policies are designed to Schools with protection against property, liability, and medical costs. Auto Insurance can protect your organization in the event of an accident in an owned vehicle.

(VIDEO) Auto Insurance for Schools

(Video) Frequent Vehicle Claims at Schools

Workers’ Compensation Insurance

In addition to caring for the children, it is important to protect your employees. We can provide you with Workers’ Compensation in the event one of your employees were to be injured while at work.

Learn more

(Video) How Insurance Companies Determine Cost of Workers’ Compensation for Schools

Additional Policies to Protect Schools

Schools sometimes face dramatic incidents that we would rather not talk about. But the time to discuss the realities of a school bus accident, traumatic incident, employee theft or lost wages, is before it occurs. Your dedicated agent can make sure your policies cover your school for even the worst case scenarios.

Wage Loss Reimbursement
Income, Extra Expense, and Donations Coverage
Combined Ordinance and Law Coverage
Traumatic Incident Response Coverage
Broadened Student Medical
Commercial Auto

(Video) Cyber Insurance for Schools

(Video) Do I Need International Coverage For My School?

Steps to Protect Your School

1

Request a quote

Complete our easy quote form to begin the process. Your request is assigned to our agent in your local area.

2

Meet your local agent

Our agent will contact you and gather information about your ministry or organization and your insurance coverage needs

3

We gather quotes

Our agent will submit your information to one or more carriers to begin the underwriting process.

4

Get your quote

Upon receipt of all quotes, our agent will present a proposal outlining the coverage and pricing for your consideration.

5

Start coverage

Upon receipt of your initial premium and confirmation that your coverage is bound, your coverage begins.

I had to book a last-minute trip when the director of our partner orphanages passed away unexpectedly. Faith Ventures not only saved me $700 on airfare, but their kindness during my time of loss was above and beyond my expectations.

– Shelley, Hope Grafted In

The hospital wanted to fly in an experienced surgeon [when I broke my foot]. Even with time zone and language differences, [they] coordinated everything with professionalism and ease.

– Anne, Volunteer Card

Customer Service Team

"I enjoy that my work is helping people when they are in moments of difficulty."

Get to know Pete Swacina

Senior Customer Service Agent

Questions? We’re glad you asked.

What states do you insure?

Bitner Henry Insurance Group provides insurance products in 9 states including Delaware, Maryland, Pennsylvania, Minnesota, North Carolina, Virginia, Georgia, Washington D.C. and West Virginia.

What insurance carriers do you represent?

We provide the highest quality insurance products from over 15 companies including Brotherhood Mutual, Safeco, Travelers, Mutual Benefit Group, Frederick Mutual, Chubb, Foremost Insurance Group, Hagerty, Progressive, Philadelphia, Donegal, Liberty Mutual, Markel, The Hartford, Chesapeake, Nationwide, and The Alliance of Nonprofits for Insurance.

What types of business do you insure?

We are an independent agency with agents in 9 states. We write policies for Churches, Nonprofits and Social Services, Daycare and Childcare Programs, Camps, Education, Sober Homes and Addiction Treatment Centers, Small business, and Personal lines.

Are your agents local?

Yes, our agents are assigned territories within driving distance and travel to client and prospective client locations. We perform on-site surveys to accurately provide our carriers information about your facilities to insure the proper policy coverage. We also believe in the value of face to face communications!