Detox Programs Insurance

Medical detox and other detox recovery programs face unique risks due to the nature of their work. We are here to serve your organization by assessing your risks, providing guidance to help prevent losses, and providing you with quality insurance coverage in case a loss does occur. Our goal is to give you peace of mind, so your organization can continue to do what you do best.

A group of people recover together, putting their hands together above their heads
Healing sunlight through the tree leaves
A detox nurse holds her patient's hand

Our agency is experienced in working with Detox Programs to find appropriate coverage for their unique risks. A single event can cripple the finances and reputation of an organization. We work with organizations to place coverages, including:

  • Property
  • General Liability
  • Professional Liability
  • Abuse and Molestation Coverage
  • Commercial Vehicle
  • Workers’ Compensation
A group of healthy detox patients talk to each other at a table

What Is Detox Program Insurance?

Detox program insurance is designed to protect addiction detox facilities from the unique risks they face. This can include General Liability for common business risks like client slips and falls or property damage, Professional Liability (often called medical malpractice insurance), and more. This specific coverage is vital as it protects the program and its staff from claims of negligence, misdiagnosis, or errors in treatment. This type of insurance ensures that the program has the financial resources to defend itself against lawsuits, settlements, or judgments.

Two hands hold each other as one detoxes

Why You Need Detox Program Insurance:

Unlike other medical services, a detox program works with a vulnerable population undergoing a physically and psychologically intense process. This creates a host of potential liabilities that are crucial to manage. During medical detox, for example, patients can experience severe withdrawal symptoms, which may lead to medical complications, accidents, or even fatalities. If a staff member fails to properly monitor a patient or an unforeseen medical event occurs, the program could face a devastating lawsuit. Additionally, claims of inadequate supervision, patient self-harm, or professional negligence can be financially ruinous. By having the right insurance, a detox program can mitigate these risks and ensure it has the necessary protection to continue providing life-saving care without the constant threat of litigation. It’s an essential part of a comprehensive risk management strategy for any professional addiction treatment provider.

A sign that says hope, health, and healing

Selecting the Right Detox Program Insurance

Navigating the landscape of insurance options to find the right coverage can seem like a daunting task. However, by pinpointing your specific business needs and carefully evaluating various insurance providers, you can secure a plan that is perfectly suited to your business.

When evaluating an insurance provider, you will want to consider their reputation, financial stability, and quality of customer service to make sure you are receiving the best value for your investment.

How to Secure Your Detox Program Insurance

Finding insurance for your detox program is relatively straightforward. You can begin by requesting a quote from a reputable insurance provider. This will give you a clear picture of the available coverage options and the associated costs. If you would like to request a quote, you can easily do it here.

Once you have a quote, you can move forward with the application process. This typically involves providing details about your business, such as the number of employees, the type of work you perform, and the value of your equipment. After your application is approved, you can start benefiting from the protection that your detox program insurance provides.

A woman hugs a recovery patient

Conclusion

The right insurance coverage can be a game-changer when it comes to managing risks and ensuring the prosperity of your program. If you would like to contact our Maryland-based, local agents, you can start with a customized quote here.

Steps to Coverage

Complete our easy Request Form to begin the process.  Your request is assigned to our agent in your local area.

Bitner Henry agent meeting with prospect

Meet your Local Agent

Our agent will contact you and gather information about your organization and your insurance coverage needs

Woman on phone

We Gather Quotes

Our agent will submit your information to one or more carriers to begin the underwriting process.

Person delivering a quote

Receive Your Quote

Upon receipt of all quotes, our agent will present a proposal outlining the coverage and pricing for your consideration.

Bitner Henry Outdoor Sign

Your Coverage Begins

Upon receipt of your initial premium and confirmation that your coverage is bound, your coverage begins.

Chris Graham smiles at the camera

Chris Graham

Sales Agent – Committed to Addiction Treatment and Recovery Center Protection

Chris Graham brings years of experience planning and placing coverage for organizations seeking protection. As a sales agent with Bitner Henry Insurance, he is happy to answer your questions about coverage for your recovery center or organization. Contact him today, and he would be glad to help.

Chris provides a free monthly newsletter to support addiction treatment centers. Sign up for the Launchpad here.

A library with several lightbulbs hanging down off the ceiling

The Recovery Video Library

Find resources and videos in our video library specifically for addiction treatment and recovery programs.

Go to our video library.

Electronic Policy Document

Free Packet of Common Risks for Recovery & Addiction Treatment Centers

Enjoy our free packet of common risks for people in your industry. This is a helpful tool to show you what to look out for.

Find it here.

The addiction treatment Launchpad logo

The Launchpad Newsletter

Sign up for our unique newsletter, the Launchpad, designed specifically for the addiction treatment industry.

Sign up here.

Customer Service Team

Jonathan Shank

""When it’s time to reach out for help, insurance is there to help. Sometimes people have difficulty knowing when they need it, but we can help!""

Get to know Jonathan Shank
Customer Service Representative

Contact Us to Protect Your
Detox Program

Insurance coverage should not be considered bound unless/until written verification is received from an authorized representative of American Church Group or Bitner-Henry Insurance Agency. Email transmission cannot be guaranteed to be secure or error-free as information could be intercepted, corrupted, lost, destroyed, arrive late or incomplete, or contain viruses.