Landlord

I Don’t Have Claims! Why Is My Rate Going Up?
Why do my rates go up when I don't have any claims? Insurance companies raise rates to cover the cost of their overhead and the increase in the...

Will Filing A Claim Affect My Rates?
Let me first split this question into categories. For personal home and auto insurance, the rates are dictated mainly by algorithms. Some...

What are Special Perils?
Insurance companies define the types of property claims that your policy will cover. There are two ways they can set up the program. Your insurance...

How to Prepare Your Home for Winter
It’s hard to believe, but winter is right around the corner! With the winter season comes colder temperatures and harsher weather in many parts of...

How to Prevent Your Pipes From Freezing
The "Polar Vortex" is affecting everyone from the Midwest to the East Coast of the United States. With the freezing cold temperatures, comes an...
Protect yourself from Carbon Monoxide at Home and at Work
Every year, according to the Centers for Disease Control and Prevention, hundreds of people in the U.S. die from carbon-monoxide (CO) poisoning—and...