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4 Facts about Independent Contractors That Impact Insurance
It doesn’t matter the kind of business that I’m working with, Independent Contractors create confusion. Counseling Organizations will tell me “We...
How Return-to-Work Programs Impact Workers’ Compensation Expenses
Workers’ compensation expenses are determined by a wide range of factors; however, one of the most significant cost components in any workers’...
P&C Industry’s Net Underwriting Loss to Hit A 10-year High Of $38B
The U.S. property and casualty (P&C) sector is likely to post a $38 billion net underwriting loss for 2023—a 10-year high, according to AM Best....
Workers’ Compensation Audit Shocks: Steer Clear with These 8 Pro Tips
Let's face it, insurance dealings aren't exactly known for being enjoyable. As an agent, I strive to make things smoother, but workers' compensation...
U.S. P&C Insurance Industry Expected To Post 103.9% Combined Ratio for 2023
U.S. property and casualty (P&C) insurers will likely see a combined ratio of around 103.9% for 2023, with commercial lines posting an...
The 2024 P&C Insurance Market Forecast
For those that don’t know, Zywave is a resource that publishes risk management articles and resources for independent agencies. Agencies can use...