Landlord
Will Filing A Claim Affect My Rates?
Let me first split this question into categories. For personal home and auto insurance, the rates are dictated mainly by algorithms. Some...
What are Special Perils?
Insurance companies define the types of property claims that your policy will cover. There are two ways they can set up the program. Your insurance...
How to Prepare Your Home for Winter
It’s hard to believe, but winter is right around the corner! With the winter season comes colder temperatures and harsher weather in many parts of...
How to Prevent Your Pipes From Freezing
The "Polar Vortex" is affecting everyone from the Midwest to the East Coast of the United States. With the freezing cold temperatures, comes an...
The Type of Fire Extinguisher Every Home Should Have
A fire is a fire, and a fire extinguisher is a fire extinguisher, right? Well, not quite. There are actually different types of fires and different...
Vacant and Unoccupied Properties
Sometimes people are unaware that there is a significant reduction in coverage if their property is vacant and unoccupied for more than 60 days (and...