Equipment

I Don’t Have Claims! Why Is My Rate Going Up?
Why do my rates go up when I don't have any claims? Insurance companies raise rates to cover the cost of their overhead and the increase in the...

Will Filing A Claim Affect My Rates?
Let me first split this question into categories. For personal home and auto insurance, the rates are dictated mainly by algorithms. Some...

Church Organs, Stained Glass, Balconies, and Sprinkler Systems.
These documents present Risk Insights for common assets in houses of worship. Click each below for more details. Organs and Musical Instruments...

Mold and Bacteria Concerns Due to Extended Building Shutdowns or Reduced Operations
PDF DOWNLOAD OF THIS ARTICLE If an office or facility experiences reduced operations or is shut down for an extended period of time, it’s important...

Protect Your Organization’s Electronic Data and Equipment
All types of organizations have the potential to be affected by a data breach or other cyber threat. No organization is truly immune, however, there...