Overlapping Policies and Filling in Gaps (Video)

by | August 26, 2025

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This video is a discussion with insurance executive and international advisor Derek Gard and focuses primarily on NGOs (Non-Governmental Organizations), MSOs (Mission-Sending Organizations), and other international organizations. He discusses handling the importance of overlapping policies and filling in gaps so that nothing is left uncovered by international insurance.

Read about how overlapping policies helped evacuate a missionary here.

Learn about Derek’s newsletter for international organizations.

Read about four common gaps in church insurance here.

Last Updated: March 27th, 2026.

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