
As someone who has transitioned from a 20-year career in retail management to the insurance industry, I bring a unique perspective to developing insurance programs for retail establishments. Having managed multiple retail locations, I understand the intricacies of day-to-day operations, such as inventory flow, risk management, and human resources.
One of the key aspects that kept me up at night as a retail manager was ensuring that the insurance line was controllable. It was essential to track performance through profit and loss statements on a monthly basis and allocate resources accordingly. Working with an insurance broker who can develop a custom insurance program tailored to the specific needs of your business is crucial for long-term success. Accidents in retail establishments are every manager’s worst nightmare. Understanding when accidents can occur and having a plan in place to address them is essential for minimizing disruptions to your business operations. By proactively addressing potential risks, you can prevent accidents from happening in the first place. Power outages are another major concern for retail managers. A well-crafted insurance program can help offset additional business expenses and potential loss of income in the event of a power outage. By having the right coverage in place, you can protect your business from unforeseen disruptions and ensure business continuity. If you find yourself questioning your current insurance program or your relationship with your broker, it may be time to reassess your needs. Visit our Retail and Wholesale Insurance Page to learn more and to request a quote after watching this video.
Further Reading

Mental Health Safety in Construction
As a construction worker, you may often work in difficult environments with changing conditions and firm deadlines. These challenging settings can...

Bobby Siska: Serving Ministries in Atlanta, Fulton County, and Beyond
Bitner Henry Insurance Group is an independent insurance agency that works to secure insurance coverage for churches, schools, camps, and other...