Advice & Tips

Sober Homes: Do You Have to Tell Your Landlord That You’re Renting As a Sober Home?
Do federal regulations protect a sober home’s method of housing? This misconception can create a dangerous "blind spot" in insurance coverage. The...

Is a Homeowners’ Policy Enough for My Sober Home?
This video is a podcast with insurance executive and sober homes advisor Chris Graham and focuses primarily on sober homes, sober living programs,...

What is the Sober Home Insurance Marketplace Like?
The insurance marketplace for sober homes is far from straightforward. As Chris Graham, addiction treatment insurance advisor at Bittner Henry...

Sample Subcontractor Agreement
Bitner Henry Insurance Group provides this free sample subcontractor agreement. This sample contains: Sample terms and conditions of work...

Key Questions for Your Insurance Broker – A Sober Home Insurance Checklist
This video is a podcast with insurance executive and sober homes advisor Chris Graham and focuses primarily on sober homes, sober living programs,...

MSOs, NGOs, and How To Handle Political Unrest (Video)
This video is a podcast with insurance executive and international advisor Derek Gard and focuses primarily on NGOs (Non-Governmental...