Nonprofits & Social Services
The Insurance Cycle: Hard vs Soft Markets
The commercial insurance market is cyclical in nature, fluctuating between hard and soft markets. These cycles affect coverage availability, terms,...
4 Facts about Independent Contractors That Impact Insurance
It doesn’t matter the kind of business that I’m working with, Independent Contractors create confusion. Counseling Organizations will tell me “We...
Leading Causes of Accidents in a Retail Location (Video)
Adam Guerrant, an experienced professional from Bitner Henry Insurance Group, shares his insights based on his 20 years of experience in retail...
How Return-to-Work Programs Impact Workers’ Compensation Expenses
Workers’ compensation expenses are determined by a wide range of factors; however, one of the most significant cost components in any workers’...
Auto Insurance – Avoid $1,000,000 Claims
I don’t mean to sound like an alarmist… but I actually do. My job is to help educate social service organizations about the possible outcomes and...
How to Avoid Workers’ Compensation Audit Shocks
Let's face it, insurance dealings aren't exactly known for being enjoyable. As an agent, I strive to make things smoother, but workers' compensation...