Nonprofits & Social Services

4 Facts about Independent Contractors That Impact Insurance
It doesn’t matter the kind of business that I’m working with, Independent Contractors create confusion. Counseling Organizations will tell me “We...

Leading Causes of Accidents in a Retail Location
Adam Guerrant, an experienced professional from Bitner Henry Insurance Group, shares his insights based on his 20 years of experience in retail...

How Return-to-Work Programs Impact Workers’ Compensation Expenses
Workers’ compensation expenses are determined by a wide range of factors; however, one of the most significant cost components in any workers’...

Auto Insurance for Social Services – The Quickest Way You’ll Have a $1,000,000 claim
I don’t mean to sound like an alarmist… but I actually do. My job is to help educate social service organizations about the possible outcomes and...

Workers’ Compensation Audit Shocks: Steer Clear with These 8 Pro Tips
Let's face it, insurance dealings aren't exactly known for being enjoyable. As an agent, I strive to make things smoother, but workers' compensation...

The 2024 P&C Insurance Market Forecast
For those that don’t know, Zywave is a resource that publishes risk management articles and resources for independent agencies. Agencies can use...