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The Insurance Market Cycle: Hard Versus Soft Markets
The commercial insurance market is cyclical in nature, fluctuating between hard and soft markets. These cycles affect coverage availability, terms...
2023 Kingdom Builder Award: Bruce Harriman Serves with Faith — and Food
Sometimes, a good home-cooked meal can be its own kind of ministry — and that’s how Bruce Harriman, managing partner at American Church Group of...
4 Facts about Independent Contractors That Impact Insurance
It doesn’t matter the kind of business that I’m working with, Independent Contractors create confusion. Counseling Organizations will tell me “We...
Leading Causes of Accidents in a Retail Location
Adam Guerrant, an experienced professional from Bitner Henry Insurance Group, shares his insights based on his 20 years of experience in retail...
How Return-to-Work Programs Impact Workers’ Compensation Expenses
Workers’ compensation expenses are determined by a wide range of factors; however, one of the most significant cost components in any workers’...
P&C Industry’s Net Underwriting Loss to Hit A 10-year High Of $38B
The U.S. property and casualty (P&C) sector is likely to post a $38 billion net underwriting loss for 2023—a 10-year high, according to AM Best....