Homeowners
Homeowners Maintenance Manual
Bitner Henry Insurance Group provides this free guide to maintenance for homeowners. This guide covers: Seasonal guidance, including interior,...
Protecting Your Business Against Frozen Pipes and Sprinkler Systems
Want to print or download the article? Find the PDF file here. Protecting Your Business Against Frozen Pipes and Sprinkler Systems During the winter...
Hurricane Toolkit for Property Owners
Bitner Henry Insurance Group provides this free hurricane toolkit for property owners. This guide covers: How to prepare for a hurricane What to do...
The Insurance Cycle: Hard vs Soft Markets
The commercial insurance market is cyclical in nature, fluctuating between hard and soft markets. These cycles affect coverage availability, terms,...
What are Coverage Exclusions in Homeowners and Auto Insurance?
Insurance policies often explicitly state what they will not pay for. These are known as coverage exclusions. It is important to understand your...
P&C Industry’s Net Underwriting Loss to Hit A 10-Year High
The U.S. property and casualty (P&C) sector is likely to post a $38 billion net underwriting loss for 2023—a 10-year high, according to AM Best....