Claims
Liability Waivers Are Not A Replacement For Insurance
Liabiliy waivers help to minimize the likelihood of being sued. However, they do not replace the possibility of needing to pay for a lawyer to defend yourself. Waivers do not replace the need for insurance.
What Do Insurance Companies Do With My Money?
It is pretty simple. Insurance companies need to pay less than 60% in claims and need high-performing investments to stay afloat.
Do Insurance Companies Offer Starter Rates?
Discounting happens in many businesses, but this strategy is unwise for an insurance company. Learn why you shouldn’t be concerned about “starter rates”.
I Don’t Have Claims! Why Is My Rate Going Up?
Why do my rates go up when I don't have any claims? Insurance companies raise rates to cover the cost of their overhead and the increase in the...
Will Filing A Claim Affect My Rates?
Let me first split this question into categories. For personal home and auto insurance, the rates are dictated mainly by algorithms. Some...
Claims Corner- Scams
Our agency has seen a clear increase in the number of losses related to scams in the past two years. Our Claims Corner team discusses real situations that have occurred to customers and ways you can help prevent your organization from suffering this kind of loss.