Churches & Ministries
No Claims? Why Is Your Rate Going Up?
Why do my rates go up when I don't have any claims? Insurance companies raise rates to cover the cost of their overhead and the increase in the...
Will Filing A Claim Affect My Rates?
Let me first split this question into categories. For personal home and auto insurance, the rates are dictated mainly by algorithms. Some...
The Fake President Fraud
The “fake president fraud” is a type of scam in which a criminal posing as a company executive convinces an employee to voluntarily transfer a large...
Avoiding Poisonous Plants at Camp
According to the U.S. Food and Drug Administration, approximately 85% of the population will develop an allergic reaction when exposed to poisonous...
What are Special Perils?
Insurance companies define the types of property claims that your policy will cover. There are two ways they can set up the program. Your insurance...
Workers’ Compensation Costs Rise Due to Physician Services
A recent report by the National Council of Compensation Insurance (NCCI) found that physician services, specifically physical medicine, are key...