Camps

How Return-to-Work Programs Impact Workers’ Compensation Expenses
Workers’ compensation expenses are determined by a wide range of factors; however, one of the most significant cost components in any workers’...

P&C Industry’s Net Underwriting Loss to Hit A 10-year High Of $38B
The U.S. property and casualty (P&C) sector is likely to post a $38 billion net underwriting loss for 2023—a 10-year high, according to AM Best....

Auto Insurance for Social Services – The Quickest Way You’ll Have a $1,000,000 claim
I don’t mean to sound like an alarmist… but I actually do. My job is to help educate social service organizations about the possible outcomes and...

Workers’ Compensation Audit Shocks: Steer Clear with These 8 Pro Tips
Let's face it, insurance dealings aren't exactly known for being enjoyable. As an agent, I strive to make things smoother, but workers' compensation...

U.S. P&C Insurance Industry Expected To Post 103.9% Combined Ratio for 2023
U.S. property and casualty (P&C) insurers will likely see a combined ratio of around 103.9% for 2023, with commercial lines posting an...

The 2024 P&C Insurance Market Forecast
For those that don’t know, Zywave is a resource that publishes risk management articles and resources for independent agencies. Agencies can use...