Auto
IRS Announces 2025 Standard Mileage Rates
On Dec. 19, 2024, the IRS announced the 2025 optional standard mileage rates. These are used to calculate the deductible costs of operating an...
Property Pricing May Have Eased, but Brokers Still Having Trouble
Commercial property and casualty insurance premiums rose an average of 7.7% in the first quarter of 2024, up slightly from 7.0% in Q4 2023,...
The Insurance Market Cycle: Hard Versus Soft Markets
The commercial insurance market is cyclical in nature, fluctuating between hard and soft markets. These cycles affect coverage availability, terms...
Understanding Car Rental Coverages
When renting a car, it's not uncommon for rental car agencies to offer you the opportunity to purchase additional auto coverages. However, it's...
What are Coverage Exclusions in Homeowners and Auto Insurance?
Insurance policies often explicitly state what they will not pay for. These are known as coverage exclusions. It is important to understand your...
Auto Insurance for Social Services – The Quickest Way You’ll Have a $1,000,000 claim
I don’t mean to sound like an alarmist… but I actually do. My job is to help educate social service organizations about the possible outcomes and...