Addiction Treatment

Do Insurance Companies Offer Starter Rates?
Discounting happens in many businesses, but this strategy is unwise for an insurance company. Learn why you shouldn’t be concerned about “starter rates”.

I Don’t Have Claims! Why Is My Rate Going Up?
Why do my rates go up when I don't have any claims? Insurance companies raise rates to cover the cost of their overhead and the increase in the...

Joy is Magnetic!
Joy is Magnetic! Daryl Henry Until my mid-twenties, I knew nothing about hockey and was OK with that. What was there to like? The game was erratic,...
What Coverages Do I Need? – Mental Health and Substance Use Disorder Programs
If you’re looking at insurance for your mental health or substance use program, here are nine coverages that you need to review and see if you need.

Return-to-Work Guide and Sample Policy
Return-to-Work programs help you get injured employees back to their normal or modified job duties as quickly and safely as possible. Instead of...
Protecting AC Units
Download a Guide for Protecting AC Units