Vacant and Unoccupied Properties

by | March 23, 2016

fireplace in white living room

Sometimes people are unaware that there is a significant reduction in coverage if their property is vacant and unoccupied for more than 60 days (and no it doesn’t count if the neighbor is looking at the property through their window). Coverage such as vandalism, sprinkler leakage, glass breakage, theft or attempted theft is not covered. It’s important to notify your insurance agent if your property is vacant or unoccupied to make sure you are adequately protected.

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Further Reading

Insurance coverage should not be considered bound unless/until written verification is received from an authorized representative of American Church Group or Bitner-Henry Insurance Agency. Email transmission cannot be guaranteed to be secure or error-free as information could be intercepted, corrupted, lost, destroyed, arrive late or incomplete, or contain viruses.