
Sometimes people are unaware that there is a significant reduction in coverage if their property is vacant and unoccupied for more than 60 days (and no it doesn’t count if the neighbor is looking at the property through their window). Coverage such as vandalism, sprinkler leakage, glass breakage, theft or attempted theft is not covered. It’s important to notify your insurance agent if your property is vacant or unoccupied to make sure you are adequately protected.
Further Reading

Do Insurance Companies Offer Starter Rates?
Discounting happens in many businesses, but this strategy is unwise for an insurance company. Learn why you shouldn’t be concerned about “starter rates”.

I Don’t Have Claims! Why Is My Rate Going Up?
Why do my rates go up when I don't have any claims? Insurance companies raise rates to cover the cost of their overhead and the increase in the...