Sober Homes: Understanding Personal vs Commercial Auto

by | September 11, 2025

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This video is a podcast with insurance executive and sober homes advisor Chris Graham and focuses primarily on sober homes, sober living programs, and other sober living organizations. He discusses the problems with relying on a sober home owner’s car, specifically from a preparation and insurance perspective, as well as how sober homes can better protect themselves with commercial auto.

Read an article on driver screening for sober homes here.

Further Reading
Sample Subcontractor Agreement

Sample Subcontractor Agreement

June 27, 2025

Bitner Henry Insurance Group provides this free sample subcontractor agreement. This sample contains: Sample terms and conditions of work...

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Insurance coverage should not be considered bound unless/until written verification is received from an authorized representative of American Church Group or Bitner-Henry Insurance Agency. Email transmission cannot be guaranteed to be secure or error-free as information could be intercepted, corrupted, lost, destroyed, arrive late or incomplete, or contain viruses.