Welcome to Our Brotherhood Ministry Partners!
We are pleased to welcome our fellow ministry leaders to the Brotherhood Mutual Ministry Partner Program. This program acknowledges that when groups of Christians work together and manage their risks effectively, the entire denomination or association benefits.
Church Insurance from Brotherhood Mutual
As an agency with decades of experience, we are proud to offer Brotherhood Mutual insurance solutions tailored to your specific needs. Brotherhood offers coverage options including:
- Property and Liability coverage
- Commercial Auto Insurance
- Mission travel insurance
- Workers’ compensation
Our team is here to ensure your ministry is protected by a carrier that shares your values and scripture-based principles.
American Church Group of North Carolina
We are proud to serve as Brotherhood Mutual’s exclusive insurance agency for North Carolina.
American Church Group of North Carolina, LLC, was established through collaborations with Bitner Henry Insurance and other organizations, serving the insurance needs of over 3,000 churches, schools, camps, and other ministries.
Meet the ACG North Carolina Team
Brotherhood Works Services
Payroll and Tax Services
Managing ministry finances can be a complex balancing act, which is why we offer Brotherhood Works, a comprehensive payroll and tax service specifically designed by Brotherhood Mutual for churches and non-profit organizations. Brotherhood Works is specifically built to handle the nuances of the pastoral housing allowance and Social Security exemptions. Designed to work alongside your insurance for a holistic approach to ministry administration. They handle all federal, state, and local payroll tax deposits and filings, including Year-End W-2s and 1099s. Whether you have one employee or a large multi-site staff, the pricing scales to fit the budget of all churches.
Read this PDF for more information.
Faith Ventures
Ministry doesn’t stop at the church doors, which is why we offer Brotherhood Mutual’s Faith Ventures, a specialized travel program created through a partnership between Brotherhood Mutual and Fly For Good®. This program is a one-stop shop for mission trip insurance, providing essential protections that standard domestic health plans often lack when you cross borders. Whether your team is serving locally or heading to the most remote corners of the globe, Faith Ventures provides the security of emergency medical insurance, security evacuations, and 24/7 travel assistance.
Read this PDF for more information.
FloLogic
Ministry buildings often sit empty for several days a week, making them vulnerable to undetected water damage. To combat this, Brotherhood Mutual recommends FloLogic, a commercial-grade smart water leak detection and automatic shut-off system. This “intelligent” device is installed directly onto your building’s main water supply line and monitors flow 24/7. If the system detects a leak, it automatically shuts off the water and sends an immediate alert to your smartphone. By stopping the flow at the source, FloLogic prevents minor issues from becoming expensive, mission-interrupting insurance claims.
Read more in this PDF here.
What is Brotherhood Mutual’s Ministry Partner Program?
Brotherhood Mutual’s Ministry Partner Program partners with church and ministry associations to reward associations that focus on keeping their churches safe. The program offers Safe Ministry Reward payments, or financial gifts provided by Brotherhood Mutual to further ministry organizations’ mission. If the churches in your ministry association demonstrate consistent safety, then, with Brotherhood Mutual’s Ministry Partner Program, your whole organization can benefit.
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Shared Stewardship: A portion of paid premiums can be returned to your sponsoring association or denomination to fund vital ministries.
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No Added Cost: Participation in the program does not increase your individual insurance premiums.
When you partner with Bitner Henry Insurance Group and Brotherhood Mutual, we can help provide resources to support safer operations for your ministry. Here are a few ways we can help you prevent accidents before they occur.
Brotherhood Legal Assist
Find key guidance on how to manage risks from Brotherhood Mutual’s legal team, provided for free to Christian ministries with Brotherhood Mutual.
Resources
The Bitner Henry resource library provides guides, checklists, trainings, and other valuable resources to support your church. Find these resources and more.
Questions? We’re glad you asked.
Why work with us to find ministry insurance from Brotherhood Mutual or other carriers?
While a few other agencies in Virginia are able to provide Brotherhood quotes, Bitner Henry Insurance Group is one of the largest agencies in the state. Because of our size and experience working with Brotherhood, we hope to help you find the best results.
In addition, if a Brotherhood quote does not fit your needs, we also work with several other carriers and can help you find what’s right for you and your ministry.
What types of ministries do you insure?
We are an independent agency with agents in 9 states. We write policies for Churches, Nonprofits and Social Services, Daycare and Childcare Programs, Camps, Education, Sober Homes and Addiction Treatment Centers, International Programs, Small Business, Construction, and Personal lines.
Are your agents local?
Yes, our agents are assigned territories within driving distance and travel to client and prospective client locations. We perform on-site surveys to accurately provide our carriers information about your facilities to insure the proper policy coverage. We also believe in the value of face to face communications!




