This video is a discussion with insurance executive and sober homes advisor Chris Graham and focuses primarily on sober homes, sober living programs, and other sober living organizations. He discusses the problems with allowing insurance to think that sober homes are operating as residential apartments, specifically from a preparation and insurance perspective, as well as how sober homes can better protect themselves by making sure that their insurance has the appropriate classifications.
Read about the problems of misrepresentation for sober homes here.
Learn about Chris Graham’s monthly addiction treatment newsletter.
Last Updated: March 27th, 2026.
Further Reading
Liability Waivers Are Not A Replacement For Insurance
Liabiliy waivers help to minimize the likelihood of being sued. However, they do not replace the possibility of needing to pay for a lawyer to defend yourself. Waivers do not replace the need for insurance.
General Liability Exposures Every Organization Should Know
Don't be unprepared- protecting your mission requires a proactive strategy to handle risk. Whether you are leading a church congregation, managing a...