
This video is a podcast with insurance executive and international advisor Derek Gard and focuses primarily on NGOs (Non-Governmental Organizations), MSOs (Mission-Sending Organizations), and other international organizations. He discusses seeing an organization scramble to negotiate a ransom by themselves and how Kidnap and Ransom Coverage can help prevent this.
Further Reading

Liability Waivers Are Not A Replacement For Insurance
Liabiliy waivers help to minimize the likelihood of being sued. However, they do not replace the possibility of needing to pay for a lawyer to defend yourself. Waivers do not replace the need for insurance.

Protecting Student-athletes From Heat Illnesses
For student-athletes, practicing and competing in high temperatures creates significant risks to their health. Heat-related illnesses can develop...