This video is a podcast with insurance executive and international advisor Derek Gard and focuses primarily on NGOs (Non-Governmental Organizations), MSOs (Mission-Sending Organizations), and other international organizations. He discusses how to buy kidnap and ransom insurance in this video.

Confused about travel insurance vs foreign voluntary workers’ compensation? See this article.

Learn about Derek Gard’s monthly newsletter for international organizations.

Last Updated: March 30th, 2026.

Further Reading
Do You Need Umbrella Insurance?

Do You Need Umbrella Insurance?

One of the most certain things in life is uncertainty. Your dog could bite the neighbor's kid. Your teen driver could hit a cyclist. A guest could...

Read more

Insurance coverage should not be considered bound unless/until written verification is received from an authorized representative of American Church Group or Bitner-Henry Insurance Agency. Email transmission cannot be guaranteed to be secure or error-free as information could be intercepted, corrupted, lost, destroyed, arrive late or incomplete, or contain viruses.