Two common coverage types offered by rental car agencies are the Collision Damage Waiver (CDW) and Liability Insurance. This video can help you decide which one is right for you. The Collision Damage Waiver relieves you of financial responsibility if your rental car is damaged or stolen. However, if you already have comprehensive and collision coverage on your own car, you may not need to purchase CDW from the rental car agency. It’s important to review your existing coverage before deciding whether to opt for CDW. Liability insurance provides excess liability coverage of up to 1 million for the time you rent a car. If you have adequate liability coverage on your own car, you may consider forgoing this additional insurance. It’s crucial to assess your current liability coverage before making a decision. At Bitner Henry Insurance, we prioritize your peace of mind. We specialize in helping individuals like you make informed decisions when it comes to car rental coverage. Contact us today and let us tailor a plan that provides the perfect protection for your adventure.
If you are in need of insurance for your home, business, international organization, home health organization, recovery program, ministry, or non-profit, feel free to request a quote! We would love to assist you with your insurance needs.
Last Updated: March 27th, 2026.
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