When should a Church plant get insurance coverage?

In today’s challenging insurance market, church planners, denominational leaders, and district overseers need to understand the importance of obtaining insurance for a church plant in the first year of incorporation. Many times, churches may not see the need for insurance in the early stages when they are operating from homes or rental facilities with minimal contents and no building ownership. However, given the current market conditions, it is crucial to secure a general liability policy that covers various aspects such as pastors, professional liability, counseling coverage, religious expression, and contents coverage.