Commercial Liability Insurance

Commercial Liability protects against financial losses resulting from lawsuits or claims for bodily injury, property damage, or personal and advertising injury caused by a business’s operations, products, or premises. As the most common type of business insurance, Commercial Liability is a crucial component of a business’s risk management plan. 

Three Primary Parts of Commercial Liability

There are three primary parts to Commercial Liability.

First, it deals with your location. Where is your business located? Does this location bring any unique risks to your operations?

Secondly, it covers your work. What is the nature of your business? How does it function, and how does the day-to-day operate?

Finally, it covers your advertising. How does the strategy of your advertising impact your business? Thinking through these three parts of commercial liability insurance can help you understand the needs of your specific business. Because each business is different, it’s best to discuss your specific needs with an insurance professional.

If you are ready to discuss your commercial liability needs with an insurance professional, get a quote here.