Commercial Auto
An automobile insurance policy is designed to provide you and your organization with protection against property, liability, and medical costs. This coverage can protect your organization in the event of an accident in a car that is owned.
Ensure that your business vehicles are protected with commercial auto insurance. Get coverage for accidents, property damage, and liability arising from the use of your company cars, trucks, vans, and other vehicles. Learn how the right policy can safeguard your business assets.
How can this benefit your organization?
- Covers and pays for damage to your car, or the theft of your car.
- Pays your legal responsibility to others for bodily injury or property
damage (Most states require automobile owners to purchase a minimum of bodily injury and property damage liability insurance). - Covers the cost of treating injuries, rehabilitation, lost wages, and funerals, if the accident involves a vehicle that is owned by you or your organization.
Example of Claims Covered
Fender Bender: An organization was transporting clients who suffer from mental disabilities and was involved in a fender bender. The vehicle was damaged, and all of the clients had to be taken to the emergency room to be checked for injuries. This claim was covered by the organization’s Automobile Insurance Coverage.
Liability: If an auto accident results in bodily injury or property damage, including damage to other vehicles and drivers, your claim could be covered by your organization’s Auto Insurance.
Medical Payments: If a driver or passengers are injured in an accident, medical payment auto coverage could help protect any injuries by helping to pay for medical bills or injuries obtained in the crash.
Don’t let an accident involving a company vehicle derail your business. Commercial auto insurance provides essential financial protection against the costs of accidents, including vehicle repairs, medical expenses, and legal liabilities. Secure your business’s future with comprehensive coverage tailored to your specific needs.