Does Having Kidnap and Ransom Insurance Mean Paying Ransoms? (Video)

by Patience Parrott | November 18, 2025

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This video is a podcast with insurance executive and international advisor Derek Gard and focuses primarily on NGOs (Non-Governmental Organizations), MSOs (Mission-Sending Organizations), and other international organizations. He discusses kidnap and ransom insurance, and he addresses the common misbelief that having kidnap and ransom insurance will encourage kidnappings.

Worried about disasters? Learn about if you should wait for a State Department order to evacuate under international duress.

Learn about Derek Gard’s monthly newsletter for international organizations.

Last Updated: March 30th, 2026.

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