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Workers’ Compensation for Childcare Businesses

Workers’ Compensation insurance covers the medical expenses and wages of an employee in the event that he or she is injured on the job.

How can this benefit your organization?

  • Provides coverage and pays for employee medical bills in the event that he or she becomes injured or ill as a result of a work-related incident.
  • If one of your employees is injured on the job and is medically authorized to take time off from work, he or she will be reimbursed for lost wages as well as all of the medical expenses related to their treatment and rehabilitation.

Example of Claims Covered

Youth Group Home Attack: One of the residents at a youth group home attacked an employee. The employee had bruising throughout her body and head trauma. She now suffers from Post Traumatic Stress Disorder. The claim for this employee was covered under the organization’s Workers’ Compensation insurance policy.

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