General Liability Insurance for Childcare Businesses

Provides protection from damages caused by bodily injury or property damage for which your organization is found to be legally liable.

How can this benefit your organization?

• Covers claims of bodily, personal, or physical injury, and property damage as a result of your organization’s operations.
• Enables you to continue your normal operations while dealing with real or fraudulent claims of negligence or wrongdoing.
• Provides coverage for the cost to defend and settle claims against your organization.*

  *You can purchase an Umbrella Liability policy to help achieve the desired limit of liability.

Example of Claims Covered

Facility Damage: A small church decided to rent out a facility for their use. At this facility, a child pulled a water fountain out of the wall, causing some damage. The water fountain and the wall needed to be repaired. The cost of this repair was paid for by the church’s general liability insurance coverage.

Also see:

• Most Common Liability Claims for Daycares