Business Income and Extra Expense Insurance for Childcare Programs
Business Income and Extra Expense Insurance provides coverage when your business shuts down temporarily due to a fire or other covered loss. It helps replace your income and covered expenses like rent, payroll and other financial responsibilities while your property is being repaired or replaced.
Childcare businesses are generally not able to move their operations to another location easily. So if there is a loss that causes them to temporarily close, a policy can also include extended business income coverage to help protect your business from a slowdown after your business reopens.