Further Reading

Child Sexual Abuse Is the Second Most Frequent Loss at Religious Institutions
Child sexual abuse is all too prevalent. According to the Centers for Disease Control and Prevention, sexual abuse affects 1 in 4 girls and 1 in 13...

I Don’t Have Claims! Why Is My Rate Going Up?
Why do my rates go up when I don't have any claims? Insurance companies raise rates to cover the cost of their overhead and the increase in the...