Adam Guerrant, an insurance professional from Bitner Henry Insurance Group, shares his expertise on workers compensation claims. With over 20 years of experience in retail management, he highlights the importance of proper documentation and care when an employee gets injured on the job.  This list is not exhaustive and should not be considered legal advice.

Initial Response

The first and most important step when an employee is injured is to ensure their well-being. Immediate medical treatment should be provided if needed. Following that, it is essential to document the accident by having the injured employee write a statement as soon as possible. Gathering statements from witnesses and taking photographs of the accident area will further enhance the documentation process.

Accident Report

An accident report should be completed, detailing what happened, where and when the accident occurred. This information is crucial for determining the cause of the accident and taking preventive measures in the future. Understanding the circumstances surrounding the incident is key to preventing similar incidents from happening again.

Follow-up and Care

After an employee has been injured, it is important to follow up within 24 hours to show care and concern. A simple phone call to check on their well-being can go a long way in demonstrating your support. Obtaining the doctor’s report is also vital, as it provides information on the employee’s injury, any restrictions they may have, and when they can return to work.

Returning to Work

One of the costliest aspects of a workers compensation claim is the loss of productivity due to the injured employee’s inability to work immediately. Understanding their restrictions allows you to assess if there are suitable positions that align with their capabilities, ensuring their safe return to work. This not only benefits the employee but also minimizes the financial impact on your organization.

The information provided in this article is intended to be helpful, but it does not constitute legal advice and is not a substitute for the advice from a licensed attorney in your area. We strongly encourage you to regularly consult with a local attorney as part of your risk management program.

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