Personal
What are Coverage Exclusions in Homeowners and Auto Insurance?
Insurance policies often explicitly state what they will not pay for. These are known as coverage exclusions. It is important to understand your...
P&C Industry’s Net Underwriting Loss to Hit A 10-year High Of $38B
The U.S. property and casualty (P&C) sector is likely to post a $38 billion net underwriting loss for 2023—a 10-year high, according to AM Best....
Auto Insurance for Social Services – The Quickest Way You’ll Have a $1,000,000 claim
I don’t mean to sound like an alarmist… but I actually do. My job is to help educate social service organizations about the possible outcomes and...
U.S. P&C Insurance Industry Expected To Post 103.9% Combined Ratio for 2023
U.S. property and casualty (P&C) insurers will likely see a combined ratio of around 103.9% for 2023, with commercial lines posting an...
The 2024 P&C Insurance Market Forecast
For those that don’t know, Zywave is a resource that publishes risk management articles and resources for independent agencies. Agencies can use...
U.S. Hit by Record Number of Billion-dollar Disasters in 2023
In 2023, the United States experienced 25 weather and climate disasters with damages exceeding $1 billion—the largest number on record in more than...