Homeowners
What are Coverage Exclusions in Homeowners and Auto Insurance?
Insurance policies often explicitly state what they will not pay for. These are known as coverage exclusions. It is important to understand your...
P&C Industry’s Net Underwriting Loss to Hit A 10-year High Of $38B
The U.S. property and casualty (P&C) sector is likely to post a $38 billion net underwriting loss for 2023—a 10-year high, according to AM Best....
The 2024 P&C Insurance Market Forecast
For those that don’t know, Zywave is a resource that publishes risk management articles and resources for independent agencies. Agencies can use...
Prevent Water Disasters with Automatic Water Valve Shutoff Systems
Claims related to water damage can damage both your property and your access to favorable insurance rates. According to the Insurance Information...
Why Home and Auto Insurance Rates Are Continuing to Rise in 2023
As your trusted insurance advisor, Bitner Henry Insurance wants to help you understand why home and auto insurance rates are rising in 2023....
9 Strategies to Reduce Property Insurance Costs
There are many ways to reduce property insurance costs without taking unnecessary risks. Let’s talk about some of these strategies.