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Vacant and Unoccupied Properties

Mar 23 2016 Sometimes people are unaware that there is a significant reduction in coverage if their property is vacant and unoccupied for more than 60 days (and no it doesn't count if the neighbor is looking at the property... more

Identity Protection Tips for Tax Season

Mar 4 2016 What’s the most important number for you this tax season? The amount of your refund? The amount you owe? The number of hours spent poring over all the other numbers? All of those are pretty important, but none of... more

What to Do After a Car Accident in Winter

Feb 5 2016 Freezing temperatures, gusts of wind, patches of ice – winter can be a horrible time to be on the road, especially if you’re on vacation and aren’t used to driving in winter conditions. And, it’s an even worse time... more

How to Avoid Animal-Vehicle Collisions

Jan 8 2016 About 2 million times every year, animals and cars collide on U.S. roadways — often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage, according to the U.S.... more

Thrifty Security: Burglar-Proof Your Home for the Holidays

Dec 4 2015 It's not unusual, when you set out on that holiday trip, to look back at the house a little nervously. Sure, you remembered to lock the doors, but just how secure are things? What might happen while you're away?One... more

Safe, Secure Shopping: Tips for Black Friday

Nov 6 2015 It's become almost as much a part of Thanksgiving as turkey and football: Black Friday, the morning-after (or in some cases evening-after) shopping spree. It's the biggest shopping day of the year, an event in its... more

Your Home Maintenance Checklist for Fall

Oct 2 2015 Fall brings more than just changing leaves and shorter days. In many areas, it also comes with a shift in weather conditions that can have a serious impact on your home. And, don’t forget, winter is right around... more

4 Ways to Help All Children Have a Great School Year

Sep 4 2015 It's back-to-school time, and, if you have school-age children, your household is likely bustling with activity and filling up with books and backpacks. There are other households and school districts in your... more

Keep Cool While Keeping Your Energy Costs Down

Aug 7 2015 Two thirds of households in America have air conditioners, according to the U.S. Department of Energy — and they spend a total of $11 billion each year running them. Our guess is that most of those households (... more

The Stress of Moving (and what about homeowners insurance on top of everything else???)

Jul 9 2015 My wife and I are building a new house. It's got an open floor plan, more square footage. Most important, my wife sighs with relief when she stands near the location of her new island, and she inhales so sharp you'... more



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Bitner-Henry Insurance Agency, Inc

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401 E. Antietam Street, Suite B
Hagerstown, Maryland 21740

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